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Start free, upgrade when you're ready. 7-day free trial included — no card required.

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Free

$0 forever

Basic budgeting tools to get started

  • Dashboard overview
  • Up to 20 transactions
  • Basic goal tracking (2 goals)
  • Create up to 2 budgets
  • FAQ & How-to guides
Most Popular

Premium

$2.19/month

✓ 7-day free trial included — no card needed

  • Everything in Free
  • Unlimited transactions
  • Unlimited budgets & goals
  • Debt tracker
  • Side hustles & variable income
  • AI-powered insights & scenario simulator
  • Bank statement uploads & auto-categorization
  • Receipt scanner (snap & log expenses)
  • Net worth tracking
  • Recurring transactions
  • Financial calendar
  • Moo-Milk rewards & badges
  • Full spending analytics & charts
  • CSV export
  • Priority support

Free trial: no card, no charge, no commitment.

Best Value

Lifetime

$64.95 once

✓ Pay once. Access forever.

  • Everything in Free
  • Unlimited transactions
  • Unlimited budgets & goals
  • Debt tracker
  • Side hustles & variable income
  • AI-powered insights & scenario simulator
  • Bank statement uploads & auto-categorization
  • Receipt scanner (snap & log expenses)
  • Net worth tracking
  • Recurring transactions
  • Financial calendar
  • Moo-Milk rewards & badges
  • Full spending analytics & charts
  • CSV export
  • Priority support
  • No subscription. No renewals. Ever.

One-time payment. No auto-renew.

Prices in USD. Monthly/yearly plans auto-renew — cancel anytime. Lifetime is a one-time payment with no renewals.

MOO-LAH is a personal budgeting tool only. It does not provide financial advice, investment recommendations, or any regulated financial service. See our Terms & Conditions for full details.